With this incredibly competitive and quickly growing industry, it is important for vape and electronic cigarette business owners to know about their financing options; especially since these new regulations have been released and may hinder business for a period of time until everything adjusts to the new rules!Read More

At one time in the United States, insurance companies didn’t sell their products directly to consumers. Instead, anyone looking to purchase insurance for personal or commercial use had no choice but to obtain the insurance through a local or national insurance agency or brokerage. Now with the internet, a consumer can easily browse the web...Read More

ACH business loans (also referred to as bank-only loans) are a way for small businesses to obtain cash-flow loans and working capital without the credit and document requirements that a company would face with traditional bank financing. ACH loans are structured much differently than traditional bank financing in both the way the loan is repaid,...Read More

While all of the industry trends and statistics may sound intriguing, it is important to remember that the tanning salon industry comes with a price – starting up a business like this may start with costs up to $300,000.Read More

For small business floral store owners today, being aware of different loan and financing options are extremely important, especially if you need a quick option to management expenses to stay afloat until the next peak season. Reasons for funding include:Read More

The number of people consuming these specialty coffee beverages increased 9% in 2000 and 16% in 2004, leading to a shocking total of 30 million people consuming specialty beverages in the United States alone in 2016.Read More

In 2015, over 60 billion dollars were spent on our pets, including food, miscellaneous supplies, veterinary services, and specialty animal purchases, such as grooming, boarding and training. Holistic pet spas, pet reiki, and pet massages are even considered a necessity in the pet world today! Based on industry trends, it is estimated that in 2016,...Read More

SBA 7(a) loans don’t have a minimum loan amount and have a maximum business amount of $5 million. The SBA guarantees up to 85% on loans $150,000 or less, and will guarantee up to 75% on loans up to $5 million. Therefore, under the SBA 7(a) program, the maximum exposure on an SBA-enhanced facility is...Read More

Using both personal and commercial real estate as the basis to obtain a business loan may be an appealing option to small business owners who have equity in their home or commercial land or building, and are looking to use that equity to obtain financing for their company. With the number of commercial buildings consistently...Read More

Ideally, the best option to is not take-out a 2nd position short-term business loan, but instead obtain more traditional financing like bank loans, or SBA financing to refinance their business debt. If they are unable to get more traditional financing and are looking for another advance, we'd recommend the borrower find a cash advance company...Read More