Since rural areas are much less expensive to operate, small businesses located in areas with between 5,000 – 50,000 inhabitants have special advantage over companies in metro areas. Where rural small businesses struggle is when it comes to infrastructure, transportation, technology and most importantly, access to capital.Read More

The Small Business Administration (SBA) offers a loan guarantee program to approved lenders who offer small business loans. Loans that are approved for the SBA guarantee are loans in which a bank lender provides financing, and the government agrees to cover a large portion of the lenders’ losses should the small business default on the...Read More

One of the most important financing decisions a small business will make is to have an emergency supply of cash available in case an emergency comes up with your company. Having enough financing in place in case of an emergency, or worse like a disaster, may be the difference between a company surviving and thriving,...Read More

Traditionally, bridge financing is a short term business loan used as temporary financing until a more permanent financing facility is in place. Most bridge loans are used for immediate working capital needs and are usually paid-back in 1-12 months. Being that an SBA loan may take up to two months for funding to be accomplished,...Read More

Traditional Business loans are financing provided by traditional banks and lenders. This type of financing is the most common form of debt financing used small and mid-sized companies. Traditional financing generally offer the lowest rates and best terms of all commercial lending options. In fact, traditional financing is the benchmark used to compare all other...Read More

Having enough working capital to keep up with new technologies, hiring employees to aid with patient care, or even purchasing the commercial real estate for the practice are some of the investments that will help a practice grow and flourish, while also providing the practice's patients with top care. While availability of capital is crucial,...Read More

A fast business cash advance (or sometimes referred to as an ACH business loan) is the sale of a company's future bank deposits (4-24 months) in exchange for fast merchant funding at a discount to the lender. A business cash advance is slightly different than a merchant cash advance because an MCA loan is the...Read More

Fortunately, there are business funding options for company's with open tax liens and tax liens -- provided the company has a payment plan in place with the IRS, and is current on their payments. While the lending options for companies with tax liens are not abundant, there are a number of lenders that will offer...Read More

Short term loans are offered by nearly all types of business lenders, including almost all traditional lenders (such as small banks, large banks, credit unions and community lenders). As for non-bank short-term business lending options, they are offered by private lenders, institutional lenders, marketplace lenders, factoring companies and cash advance funders. Below we will look...Read More

Thankfully there are solutions for merchants, small businesses and mid-sized businesses with multiple cash advances. By consolidating all advances into a single facility (either daily, weekly or monthly repayments) a business is able to help free up cash-flow, increasing the ease of repayment and reduce the debt service coverage ratios. These types of financing include:Read More