Working Capital Small Business Loans Working capital is defined as current assets/current liabilities of a company. Generally, when a small business is looking for a working capital loan, they're looking to add financing that allows them to bridge these differences.For the most part, when a small business owner receives a SBA Loan for working capital,Read More

Beauty And Hair Salon Financing The Beauty Salon industry is a growing component of the Economy, with nearly 1.1 million beauty salons and spas in the U.S representing around $45 billion in annual sales.The Beauty industry has been especially beneficial to women and minority entrepreneursRead More

Bakery Loans and Equipment Leasing Options Owner of a bakery seeking working capital or equipment? Looking to open a bakery or cafe and seeking financial options to help get your business up and running? Now is a good time to prepare yourself because the bakery business is expected to grow to $39.9 billion by 2020....Read More

Where are increasingly small businesses looking to obtain financing options to help fund their companies? They're looking to the Internet. Business owners are savvy and are constantly seeking better products for the companies. The same is true when it comes to researching the financing options. Business owners understand that when it comes to getting financing,...Read More

How Do I Get a Small Business Loan When I have Bad Credit? That is a question often asked by small business owners over the past few years. Small business financing options dried up during the financial crunch and recovery. Not only have commercial banks tightened their small business lending guidelines, but small business owners...Read More

Small Business Loans to Retail Business Expected to Increase by Majority of Banks Over Next Year Nearly seven in ten bank loan officers expect an increase in commercial lending for retail small business over the next year, according to the Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices.According to the survey, 69%...Read More

SBA requirements for its business lending programs. SBA loans are small business loans provided by private business lenders in which a certain percentage of the business loan is guaranteed by the government. If the small business owner should default on the business loan, the SBA would cover up to 80% of the business lender's lossesRead More

What is the SBA Microloan Program? The SBA Microloan program provides business financing up to $50,000 (with the average funding amount being $13,000) to help small businesses and not-for-profit childcare and daycare centers with the capital needs they need to both start-up and expand their small businessesRead More