A very common form of fast business funding for merchants, an ACH loan is the sale of the merchant’s future revenue, where a funding company will purchase future receivables at a discount and pays the merchant for those receivables weeks and months in advance.Read More

A retail cash advance is a useful product for retail stores that need financing sooner rather than later, and/or find themselves unable to obtain financing though conventional lending sources. Before getting a retail cash advance, a borrower should weigh the importance of funding, and whether the cash advances expensiveness is worth the returns.Read More

MCA credit card business loans aren’t a cheap form of business financing. Fact is, the rates are much higher than loans provided by banks – some with rates that effectively work out to be nearly 70% on an annualized basis. But if you’re a merchant in need of fast business funding and don’t have access...Read More

Restaurants see plenty of cash-flow because of a high volume of sales, but if the cash on hand isn’t enough to cover the restaurants general operating expenses, you are at risk of shutting the doors and closing down the restaurant for good. Therefore, making sure the company has not only sufficient cash-flow, but enough to...Read More

One way to help alleviate that cash crunch is to get a merchant cash advance with weekly or monthly payback options, rather than a daily remittance. In this article we will explore such options.Read More

Having access to loan choices is already a struggle in the state of New Jersey, but there are plenty of programs in New Jersey to help bridge this gap. Some of the most common uses for business loans in New Jersey includePurchasing a business Purchasing business real estate Refinancing a business loan Consolidating business debt...Read More

Once funding for a merchant cash advance occurs, the company should immediately look to MCA refinancing into a better option. By simply extending the terms of a cash from four to twelve months, they may reduce their effective daily debt repayment by as much as two-thirds. Granted, the principal isn’t reduced (in fact, it may...Read More

Many agriculture businesses in the United States are seeing rapid growth today as food demands increase, which is great news for most farmers. Unfortunately, every business industry experiences financial fluctuations that can damage profits. This is why there are a variety of agriculture business financing options.Read More