A merchant loan relates to any type of financing that involves the borrowing of money with the promise of the merchant to fully-repay the loan. The costs the lenders charge merchants for the loans are usually calculated using interest rates, with the rate calculated on an annualized bases.Read More

Working capital is the difference between a small business’s current assets and current liabilities. When calculating a working capital ratio, you divide current assets by current liabilities, which, for a company that is capable of paying their bills, should come out with a calculation of 1.0Read More

A private business loan is any type of business financing provided by a non-bank business lender. Unlike with an equity investor like angel investors and venture capital, a private business loan doesn’t require giving away a portion of your company’s equity in order to obtain financing.Read More

Amazon and online sellers process lots of debit and credit card transactions. One way for online sellers to obtain needed capital to help with purchasing inventory, helping to advertise your online store and its products, help pay for storage facilities, and other working capital purposes is to obtain a merchant cash advance or business cash...Read More

SBA lending for B2B businesses are a great form of small business financing for companies that have tried to get a bank loan, came close to obtaining the financing, but weren't able to get their business funded in the end.Read More

Alternative small business loans are relatively new to the business funding space, but they've filled a need for small companies that have solid income, but have been unable to get a loan from a bank or SBA lender. To fill that gap, alternative business lenders offer products that are both affordable and lower in fees...Read More

While SBA loans aren't actually provided by the Small Business Adminstration - but tradtional banks instead - the SBA agrees to cover a large portion of the loan balance should the deli default on their loan to the SBA lender. SBA loans are used refinancing and consolidating business debt, working capital, purchasing a deli and...Read More

Fintech loans for fishing companies and seafood distributors are a great way for a small business to obtain affordable financing (although not bank-rate) that can help any small operation with financing should the need arise.Read More

Alternative moving company financing is probably the most common type of business loan used by professional movers. The need for financing is usually immediate when it comes to professional movers, and the ideal of waiting weeks and months to get a small business loan isn't a consideration.Read More

SBA loans are the perfect type of financing for take out restaurants looking for affordable lending options, but have been denied by their banks in the past. SBA restaurant lending is affordable because the loans are provided by banks, but the Small Business Administration agrees to cover most of the loan in case the take...Read More